A hurricane has the power to damage not only your home, but your sense of security and financial future. Having hurricane insurance means you’ll be reimbursed for your covered losses in the event your home is damaged due to a hurricane. While Hawaii law does not require homeowners to have hurricane insurance, most financial institutions [...]

Not all homeowner’s policies include hurricane insurance. Contact your Insurance Agent to confirm your hurricane coverage.

Most mortgagees both in and out of state require hurricane insurance.

Hurricanes are products of a tropical ocean and a warm, moist atmosphere. Powered by the heat from the sea, the Atlantic and Gulf Coast areas as well as the U.S. Pacific Islands, are subject to hurricanes / typhoons and tropical storms.

Contact your Insurance Agent. All purchases and changes to your hurricane insurance policy are handled by your Insurance Agent. (List of Agents)

The timeframe on claim payments may vary and are based on the receipt of the following items from the policyholder such as: The time and cause of loss; Inspection of the damaged property; Receipt of copies of requested records and documents from you; The interest of the insured and all others involved in the property, [...]

As an insurance carrier, Zephyr does not sell its policies directly. It relies on its network of licensed professional insurance agents to act as representatives between the company and its policyholders. The name and phone number of your agent appears in the upper left-hand section of the declaration page as your primary point of contact.