The timeframe on claim payments may vary and are based on the receipt of the following items from the policyholder such as:

1. The time and cause of loss;
2. Inspection of the damaged property;
3. Receipt of copies of requested records and documents from you;
4. The interest of the insured and all others involved in the property, liens, etc.;
5. Other insurance which may cover the loss;
6. Specifications and details of damaged buildings and structures.