We are here for you through the Covid-19 situation.

At Zephyr Insurance Company, our mission is to help protect Hawaii residents during times of disaster. While this situation is very different from a hurricane, the health and safety of our customers, agents and employees remain our utmost concern. Each year, we examine our capabilities and response in the event a hurricane hits us. This Business Continuity Plan has been working to enable us to continue to provide the type of customer service our agents and customers deserve through our remote systems. We remain dedicated to serve you well.

We wish all of the residents of Hawaii and beyond safety and health.

Hawaii's Hurricane Insurance Provider

When the unexpected happens, Zephyr will be there.

Welcome to Zephyr Insurance Company, Inc. We specialize in providing hurricane insurance to Hawaii homeowners through a network of insurance agents. When the rare occurrence of a hurricane happens, make sure you are prepared with the proper coverage to be able to recover from a devastating loss.

Years in Business

Insurance Agencies

Structures Covered

Be Prepared for a Hurricane

Our Hurricane Season lasts from June 1 through November 30. We recommend that all Hawaii residents be prepared for tropical storms and the problem they can cause — from high winds, rain and surf surges to power outages, flooding, read more.

Need Hurricane Insurance?

Hurricanes have the power to damage not only your home, but your sense of security and financial future. Having hurricane insurance means you’ll be reimbursed for your covered losses in the event your home is damaged. Plus, most financial institutions require hurricane insurance as a condition of your mortgage. Find an agent.

Frequently Asked Questions

For answers to general questions about hurricane zones, hurricane insurance versus homeowner insurance, requirements by mortgage companies, as well as the policies we offer, some information on premiums and payment methods. Please visit the FAQ section.

Get in Touch

Drop us a line anytime, and one of our customer service reps will respond to you as soon as possible.